September 7, 2017 there was a massive data breach at Equifax, the credit reporting agency. Reports indicate that as many as 143 million consumers may be affected by this breach, which could potentially include sensitive information such as your name, birth date, social security number, etc.
Equifax has setup a website for consumers at www.equifaxsecurity2017.com which allows you to sign up for a year free to their credit-monitoring service. It is recommended that you sign up to ensure your data has not been compromised. Note: That The Hamzy Law Firm does not endorse, or are held responsible for this program.
Another aspect to credit-monitoring services would be to freeze your credit. Placing a credit freeze on your account allows you to place restrictions on who can view your credit report. If you prevent from pulling your credit, it will in theory frustrate fraudsters who need approval to open your account information which is used to steal your identity.
For more information about fraud alerts and credit freezes visit The Federal Trade Commission Consumer Information Page on Credit Freeze FAQ’s.
The Hamzy Law Firm, LLC is a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. We also represent clients in real estate closings, commercial real estate, landlord/tenant, personal injury, estate planning and debt settlements.