Real life comes with real problems. Sometimes when personal and financial problems collide, you can get buried under a mountain of troubles with no apparent relief in sight. At The Hamzy Law Firm, LLC, in Bristol, Connecticut, our bankruptcy attorneys want to remind you that there are solutions and you can get your life back on track.
Exploring Your Bankruptcy Options
If you are facing issues such creditor harassment, garnishments, repossession or foreclosure, you have options to get a fresh start:
- Chapter 7 bankruptcy: A Chapter 7 Bankruptcy is a proceeding that allows a debtor to eliminate most, if not all, of his or her debt. In a Chapter 7 bankruptcy proceeding, the debtor must provide the court with information about his or her financial dealings, including income, expenses, assets and debt. At the completion of a successful Chapter 7 bankruptcy proceeding, the debtor will be relieved of most types of debt and in most cases will be able to keep all the property they own.
- Bankruptcy qualifications: This page describes some of the qualifications that an individual must meet in order to be able to consider bankruptcy as a viable option.
- Foreclosure defense: You may have already received a foreclosure notice (“summons and complaint”), but it may not be too late to keep your home. Contact us to discuss possible arrangements to minimize or eliminate a mortgage deficiency.
- Credit card debt settlement: Filing for bankruptcy is not always the best option for people with credit card debt. In some cases, negotiating a debt settlement plan can help your financial situation.
If you are feeling the pressure of massive debt, our lawyers provide legal options to lighten the load.
Bankruptcy Attorneys Serving Litchfield and Hartford County
For more information or to speak to an experienced Bristol bankruptcy law attorney, please contact us online or by phone at 860-589-6525 to schedule an appointment.